BACKGROUND

Lay-Mouneh  (the Platform) is made available to you, a company incorporated and existing under the laws of UAE, whose address is at Sharjah Media City, Sharjah, UAE referred to in these terms & conditions (Terms and Conditions) as 'we', 'us' and 'our').

“Lay-Mouneh LLC” maintains www.www.lay-mouneh.com ("Site").

Lay-Mouneh is also using its ecommerce to sell in Lebanese territories and will abide by UAE governing laws

Lay-mouneh or www.www.lay-mouneh.com related services are made available to you in accordance with the following Terms and Conditions (T&C). Please read Lay-mouneh T&C carefully before placing any order on www.www.lay-mouneh.com. These T&C might be modified from time to time so please check them often. If you do not agree with any change to the T&C then you must stop using the services of Lay-mouneh.

United Arab of Emirates is our country of domicile, and the governing law is the local law

REGISTRATION

As a first step, you need to register to Lay-mouneh.com in order to benefit from its services and features. When you register and create an account, you are required to provide accurate, current and complete information about yourself. Your account password should be kept secure, and you must notify Lay-mouneh immediately in case of any breach of security revolving around your password.

Customer using the website who are Minor /under the age of 18 shall not register as a User of the website and shall not transact on or use the website

 

ELIGIBILITY TO PURCHASE

In order to make purchases on Lay-mouneh.com you will be required to provide your personal details: your real name, phone number, e-mail address and other requested information as indicated. Furthermore, you will be required to provide payment details that are valid and correct where payment via card is accepted norm. Lay-mouneh.com is only available to individuals who meet its T&C, who have been issued a valid credit/debit card by a bank acceptable to Lay-mouneh, whose applications are acceptable to Lay-mouneh  and who have authorized Lay-mouneh to process a charge or charges on their credit/debit card in the amount of the total purchase price for the merchandise which they purchase.

ORDERS

Items in your Cart are not reserved and may be purchased by other customers. For security reasons, some countries may not be allowed to purchase from Lay-mouneh.com . For custom & regulatory reasons, some products may have restrictions to be shipped to certain countries.

Cancellation

For the first 12 hours after the order is placed, buyers can cancel their own full order using the Cancel button located in Your Account > Your Orders

Buyer cannot cancel one item from an order , it is recommended that the full order is cancelled and new order to be placed.

Refunds will be made back to the payment solution used initially by the customer. Please allow for up to 45days for the refund transfer to be completed.

 

PRICING

Prices shown on Lay-mouneh.com are shown in the accepted currency in your market. If you are a customer whose credit/debit card is not denominated USD, you may be subject to exchange rate charges by your card issuer.

ACCEPTANCE OF YOUR ORDER

Once your order has been confirmed, you will receive an email acknowledging the details of your order. This email is NOT an acceptance of your order, just a confirmation that we have received it. We reserve the right not to accept your order in the event, for example, that we are unable to obtain authorization for payment, that shipping restrictions apply to a particular item, that the item ordered is out of stock or does not satisfy our quality control standards and is withdrawn, or that you do not meet the eligibility criteria set out within the T&C.

We may also refuse to process and therefore accept a transaction for any reason or refuse service to anyone at any time at our sole discretion. We will not be liable to you or any third party by reason of our withdrawing any merchandise from www.lay-mouneh.com whether or not that merchandise has been sold, removing, screening or editing any materials or content on the Site, refusing to process a transaction or unwinding or suspending any transaction after processing has begun.

Users under 18 cannot be registered as per local laws

PAYMENT & currency

Payment in Lebanon is done as Cash against Delivery and in local LBP currency

Payment in rest of world is processed through Telr payment interface using the latest security technologies and standards (Verified by Visa and MasterCard Secure Code). Payment is accepted with Visa and Mastercard. Payment will be debited and cleared from your account upon approval and confirmation from our e-payment gateway. You confirm that you are the debit/credit card owner or that you have been specifically authorized by the owner of the credit/debit card to use it. All credit/debit card holders are subject to validation checks and authorization by the card issuer. If the issuer of your payment card refuses to authorize payment to Lay-mouneh, we will not be liable for any delay or non-delivery.

Visa or MasterCard debit and credit cards in AED will be accepted for payment.

Currency, is picked based on your registered IP address ie in UAE it is AED, in Lebanon it is LBP and in the rest of the world it is USD.

’The displayed price and currency at the checkout page, will be the same price and currency printed on the Transaction Receipt and the amount charged to the card will be shown in your card currency”.

Cardholder must retain a copy of transaction records and www.www.lay-mouneh.com policies and rules.

 We will not trade with or provide any services to OFAC and sanctioned countries.

 

SECURITY

All credit/debit card transactions on this site are processed through the secure online payment interface of Telr. Your financial data will be fully encrypted using the Secure Socket Layer (SSL) technology to help ensure a safe, simple, and secure shopping experience on  Lay-mouneh.com Furthermore, we take reasonable care to keep the details of your order and payment secure, but in the absence of negligence on our part, we cannot be held liable for any loss you may suffer if a third party procures unauthorized access to any data you provide when accessing or ordering from Lay-mouneh.com.

User is responsible for maintaining the confidentiality of his account

THIRD-PARTY SERVICES

In general, the third-party providers used by us will only collect, use and disclose your information to the extent necessary to allow them to perform the services they provide to us. However, certain third-party service providers, such as payment gateways and other payment transaction processors, have their own privacy policies with respect to the information we are required to provide to them for your purchase-related transactions.

For these providers, we recommend that you read their privacy policies so you can understand the manner in which your personal information will be handled by these providers. In particular, remember that certain providers may be located in or have facilities that are located a different jurisdiction than either you or us. So, if you elect to proceed with a transaction that involves the services of a third-party service provider, then your information may become subject to the laws of the jurisdiction(s) in which that service provider or its facilities are located.

Once you leave our store’s website or are redirected to a third-party website or application, you are no longer governed by this Privacy Policy or our website’s Terms of Service.

All credit/debit cards’ details and personally identifiable information will NOT be stored, sold, shared, rented or leased to any third parties’’

    www.www.lay-mouneh.com will not pass any debit/credit card details to third parties’’

 www.www.lay-mouneh.com takes appropriate steps to ensure data privacy and security including through various hardware and software methodologies. However www.www.lay-mouneh.com  (website) cannot guarantee the security of any information that is disclosed online’’

 www.www.lay-mouneh.com is not responsible for the privacy policies of websites to which it links. If you provide any information to such third parties different rules regarding the collection and use of your personal information may apply. You should contact these entities directly if you have any questions about their use of the information that they collect.’’

 

ERRORS, INACCURACIES AND OMISSIONS

Occasionally there may be information on our site or in the Service that contains typographical errors, inaccuracies or omissions that may relate to product descriptions, pricing, promotions, offers, product shipping charges, transit times and availability. We reserve the right to correct any errors, inaccuracies or omissions, and to change or update information or cancel orders if any information in the Service or on any related website is inaccurate at any time without prior notice (including after you have submitted your order).

We undertake no obligation to update, amend or clarify information in the Service or on any related website, including without limitation, pricing information, except as required by law. No specified update or refresh date applied in the Service or on any related website, should be taken to indicate that all information in the Service or on any related website has been modified or updated.

CHANGES TO THIS PRIVACY POLICY

We reserve the right to modify this privacy policy at any time, so please review it frequently. Changes and clarifications will take effect immediately upon their posting on the website. If we make material changes to this policy, we will notify you here that it has been updated, so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we use and/or disclose it.

If our store is acquired or merged with another company, your information may be transferred to the new owners so that we may continue to sell products to you.

For any question(s) or suggestion(s) please feel free to contact us.

 

USER GENERATED CONTENT

By posting or displaying any pictures, information, reviews or other content on the Platform (Content), you grant an irrevocable, perpetual, worldwide, royalty-free, and sub-licensable license to us to use the Content in any form, media, or technology in any manner and for any purpose.

 

When you post comments or reviews on the Platform, you also grant us the right to use your username, in connection with such review, comment, or other content.

 

You shall not use or provide any false information to us, pretend to be someone other than yourself or otherwise mislead us or third parties in any Content.

 

Content on the Platform is generated by the relevant user and may not reflect our opinions. We may, but shall not be obligated to, remove or edit any Content provided by you.

 

You will not attempt to hold us liable for any inaccuracies or defects in any Content. As a Seller, it is your responsibility to review the Content of your listings for accuracy and you will not attempt to hold us responsible for inaccuracies.

 

You represent, warrant and agree that any Content that you submit, post or display on the Platform:

 

  • does not otherwise violate any of the copyright, patent, trademark, trade name, trade secrets or any rights of any third party;
  • is true, accurate, complete and complies with all relevant laws and regulations;
  • does not contain:

o   information that is discriminatory or promotes discrimination;

o   information that is defamatory, threatening, harassing, obscene, explicit, offensive, or otherwise objectionable, or that may be considered culturally or religiously offensive in any           way;

o   anything which may not be considered to be in compliance with general local law, Islamic law, rules, morals, values, ethics and traditions;

o   information that may threaten national security;

o   content or items which may constitute or be considered to promote gambling;

o   references to financial instruments of any description;

o   any weapons of any description;
o   any medicines, drugs, psychotropic substances, narcotics, or intoxicants of any description;

 

INTELLECTUAL PROPERTY

 

You agree that all intellectual property rights and database rights, whether registered or unregistered, in the Platform, information on the Platform and the Platform design, including, but not limited to, text, graphics, software, photos, video, music, sound, and their selection and arrangement, and all software compilations, underlying source code and software shall remain at all times vested in us or our licensors. Use of such material will only be permitted as expressly authorized by us or our licensors.

 

Any unauthorized use of the material and content of the Platform is strictly prohibited, and you agree not to, or facilitate any third party to, copy, reproduce, transmit, publish, display, distribute, commercially exploit or create derivative works of such material and content.

 

OUR LIABILITY

 

Nothing in these Terms and Conditions shall limit or exclude a party’s liability:

 

  • for fraud, including fraudulent misrepresentation, perpetrated by that party;
  • for death or personal injury caused by the negligence of that party; or
  • for any other liability that cannot be limited or excluded under applicable law.

 

We are liable to verify the quality, legality, safety, or availability of the goods offered for sale 

Where applicable to electronics , we disclaim warranties, conditions and representations of any kind, whether express, implied or collateral, including, but not limited to, all conditions, representations or warranties of merchantability, of fitness for a particular or general purpose, of non-infringement, of compatibility or that the Platform and services are secure or error free or will operate without interruption or will be provided in a timely or proper manner or at all.

 

We shall not be liable to pay any consequential, indirect, punitive or incidental damages (including but not limited to damages for loss of profits or savings, business interruption or loss of information) arising out of or in connection with these Terms and Conditions, even if we had been advised of the possibility of such damages.

 

In addition, to the extent permitted by applicable law, we are not liable, and you agree not to hold us responsible, for any damages or losses resulting directly or indirectly from:

 

  • the Content or other information you provide when using the Platform;
  • your use of or your inability to use the Platform; delays or disruptions in our services or the Platform; viruses or other malicious software obtained by accessing or linking to the Platform;
  • bugs, errors or inaccuracies of any kind in the Platform; the content, actions or inactions of third parties using the Platform, or providing services to you (including but not limited to Buyers, Sellers or our delivery partners);
  • a suspension or other action taken by us with respect to your use of the Platform;
  • Ensure food items are packaged according to Food grade requirements and products are tested and validated by competent authority
  • your need to modify practices, Content or behavior or your loss of or inability to do business as a result of changes to these Terms and Conditions; or

 

Subject to the above, our total liability to you, whether based on an action or claim in contract, negligence, breach of statutory duty or otherwise, arising out of or in relation to the Platform